An alternative to a ‘Guarantor Mortgage’: you can have up to four applicants on the mortgage, with a minimum of one on the mortgage deeds. Great for first time buyers – parents helping their children who may find difficulty raising a deposit or securing a mortgage based on their income alone. Maximum age 80 considered. Gifted deposits accepted. Children helping their parents – for older borrowers whose circumstances have changed and they now require support of a family member to continue living independently in their own home. Separation – if couples are separating and one party wants to buy out their former partner/spouse, their income may be insufficient to support a mortgage in their own right. Talk to us about a particular concern you may have. We might just be able to find the solution.