Health & Financial fears Did you know that of 2,000 people surveyed in The Exeter’s latest Health & Financial Fears research, 40% were unaware of value-added services that come with their policy? During a time when waiting times for NHS treatments and operations is the top health and wellbeing concern among UK workers, value-added services […]
Home Improvements or Debt Consolidation? Second Charge Mortgages are ideal for home improvements, debt consolidation, tax bills etc., these can be secured against your mortgaged property. • Self-employed up to 95% loan to value (LTV) subject to credit score, Self-employed applicants with 1 year’s trading history/accounts. Max LTV 85%. • Day rate contractors that have […]
Mortgage Rate Reductions – the market is volatile at present, and some lenders are adjusting their rates downwards.. Some are increasing cashback on Remortgage incentives.
Rising energy and food prices are becoming a growing concern for countless households right now, particularly as the tax burden looks set to increase too. So as the cost of living in the UK continues to head upwards, many of us will be looking at where we can make savings and free up some extra […]
The Bank of England has raised interest rates for the first time in more than three years, in response to calls to tackle surging inflation. The Monetary Policy Committee voted 8-1 in favour of the increase to 0.25%. Rates were cut to a record low of 0.1% in March last year in response to the […]
At a time where self-employed borrowers often feel subject to lending restrictions and face greater scrutiny, we recognise that this group of individuals contain strong applicants who have expertly navigated their businesses through the pandemic. With this in mind, some lenders are increasing the Loan to Value (LTV) offered to self-employed applicants, who can now […]
In January 2022, If you’re a Halifax mortgage account holder, they are holding a Super Draw. It’s going to give not just one customer the chance to get their mortgage paid off, but three customers the chance to have up to £300,000 paid off their mortgage. There are also going to be 100 cash prizes […]
Are you stuck in a property chain? Are you worried you won’t meet the deadlines of your seller or could be forced to sell at a lower price? A cash buyer is in a stronger position and you could secure the purchase of a property even if you’ve yet to sell your own. Or you […]