Mortgage Rate Reductions

Mortgage lenders making downward rate adjustments this week. Residential and Buy to Let mortgages affected. Maximum loan size increases at 90% loan to value offered by many lenders. This means that borrowing is becoming even cheaper making it the right time to consider a new deal whether remortgaging, buying a new home or arranging extra […]

Joint Borrower, Sole Proprietor up to 95% LTV

An alternative to a ‘Guarantor Mortgage’: you can have up to four applicants on the mortgage, with a minimum of one on the mortgage deeds. Great for first time buyers – parents helping their children who may find difficulty raising a deposit or securing a mortgage based on their income alone. Maximum age 80 considered. […]

Wesley’s Story

In this short video, Wesley explains how he was able to claim on his critical illness plan with Aviva after having a heart attack at the age of 37. It also gives the views and experiences of Wesley’s adviser and the assessor who dealt with the claim. 

Steve’s Story

It is well publicised that we as consumers have a misconception that the protection industry does not pay claims. All insurers now publish their claims paid stats that highlight claims paid are often well in excess of 90% and this data is freely available for us as your advisers, to pass on to you, our […]